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Life Settlements

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What is a Life Settlement?

Think of your life insurance policy like any other financial asset, such as a car or savings account. To make the most of its value and meet your financial goals, it needs careful management. Just as you might sell a car you no longer need, you can do the same with your life insurance policy if your circumstances have changed. This process is known as a Life Settlement and has become more popular as people better understand their choices. The idea of Life Settlements started in the 1980s and has since evolved into a well-established and regulated industry.

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Why Sell Your Policy?

The inherent value of your life insurance may surpass your initial perception, and the decision to sell is entirely within your control. Generally, individuals sell their life insurance for various reasons, including when their policy no longer aligns with their evolving needs. While it may sound cliché, the enduring reality is that change is constant. Regardless of your circumstances when you initially acquired the policy, it's likely that your current situation differs.

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How The Process Works

Delving into the prospect of selling your life insurance policy is a discerning financial consideration. Although the idea of divesting such a substantial asset may initially appear intricate, it is a pivotal component of your broader financial portfolio. Contrary to potential misconceptions, the process of selling a life insurance policy entails a systematic and comprehensible sequence of steps. At QIS, we pride ourselves on providing a service that demystifies this process, offering guidance and support to navigate each stage with clarity and confidence.

Sucess Stories

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Policy Summary

Policy Face

$5,000,000.0

Annual Premium......... 251,746.00

Health Summary

Age ............... 79

Gender ............. Male

Health Condition ............. Moderate

CSV: $234,843

$532,965
Offer
Policy Summary

Policy Face

$4,000,000.0

Annual Premium......... 89,482.00

Health Summary

Age ............... 61

Gender ............. Female

Health Condition ............. Great

CSV: $319,472

$435,500
Offer
Smiling Businessman
Policy Summary

Policy Face

$7,000,000.0

Annual Premium......... 151,746.00

Health Summary

Age ............... 71

Gender ............. Male

Health Condition ............. Moderate

CSV: $672,863

$832,595
Offer
Family at home

Schedule a time to meet with one of our insurance advisors

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