​How we make money

We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don't push for or give preference to any one insurer over another because of the commission. We're here to fight for you, not for ourselves. (Want to know what commission we'd earn on a specific insurance policy you see in our marketplace? Just ask!)

We're not a law firm

QIS is not a law firm or tax advisor. We provide access to self-help services at your direction. We do not provide legal advice or representation. This service and our forms are provided for your personal use and are not a substitute for the advice or services of a qualified lawyer or tax consultant. Communications between you and QIS are governed by our Privacy Policy but are not protected by the attorney-client privilege. Your access to and use of QIS is subject to our Terms of Service.

Web accessibility

QIS is committed to providing equal access to our products and services to the broadest possible audience, regardless of technology or ability. To the best of our resources, QIS takes reasonable steps to design and develop our websites and other digital assets so that they are accessible to all.

If you cannot access content or use features on any QIS website or digital asset due to a disability, all of our services can be accessed by speaking with a licensed sales agent. Please email us at admin@qislife.com or call us at 1-800-374-0362 so that we may provide prompt service.

To enable us to respond in a manner most helpful to you, please provide the following information:

• The nature of your accessibility problem

• The preferred format in which you wish to receive the material

• The web address or other location of the requested material

• Your contact information

Security

QIS uses industry-standard tools and controls to keep customer data confidential and secure during transmission over the internet and when stored in our systems.

A.M. Best's Credit Ratings ™

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best's Credit Ratings™ and Best's Credit Reports (which include Best's Credit Ratings™), visit the A.M. Best website at http://www.ambest.com. See Guide to Best's Credit Ratings™ for explanation of use and charges.

Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of Policygenius or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best's Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.

A Best's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/index.html.

Thank you!