Web accessibility

QIS is committed to providing equal access to our products and services to the broadest possible audience, regardless of technology or ability. To the best of our resources, QIS takes reasonable steps to design and develop our websites and other digital assets so that they are accessible to all.

If you cannot access content or use features on any QIS website or digital asset due to a disability, all of our services can be accessed by speaking with a licensed sales agent. Please email us at admin@qislife.com or call us at (800)-374-0362 so that we may provide prompt service.

To enable us to respond in a manner most helpful to you, please provide the following information:

• The nature of your accessibility problem

• The preferred format in which you wish to receive the material

• The web address or other location of the requested material

• Your contact information

Security

QIS uses industry-standard tools and controls to keep customer data confidential and secure during transmission over the internet and when stored in our systems.

A.M. Best's Credit Ratings ™

Best's Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best's Credit Ratings™ and Best's Credit Reports (which include Best's Credit Ratings™), visit the A.M. Best website at http://www.ambest.com. See Guide to Best's Credit Ratings™ for explanation of use and charges.

Best's Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of QIS or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best's Credit Ratings™. Best's Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.

A Best's Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company's financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best's Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/ratings/index.html.

Thank you!